Literacy Volunteers - Winchester Area

Banking Basics - This workshop covers the main services offered by banks and credit unions, including checking accounts, savings accounts, certificates of deposit and debit cards. It also covers opening an account and resolving problems.

Good Credit - This workshop explains what credit history is, what a credit report is, how to get your credit report, how to establish good credit and where to complain if you have a problem.

How to Make Your Money Go Further - This workshop covers how to make the most of your finances by setting goals, developing a spending plan, balancing income with expenses, and tracking spending to manage money more effectively.

Money Traps - This workshop explains common money traps, such as payday lending, car title loans, credit rip-offs, and other schemes that take advantage of consumers.

Who should attend: Individuals who cannot afford to pay for other classes.